• Home Ownership Tips

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    You cannot buy a home. You can buy a house – or a townhome, condo, or apartment. Nevertheless, none of these choices becomes a home until you make it one. Until you live there, it is only a house. It becomes a home when it “houses” you, your loved ones, the family pets and, of course, your stuff – the stuff that shows your personal style. It becomes a home when you settle in and begin to build your memories. Yet for all these immeasurable benefits home ownership provides, it is still a physical space with floor, walls, and roof needing to be maintained to hold its dollar value. It is also an asset with the potential to add value.
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  • The Home Buying Process

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    The road from thinking about buying a home to actually making the purchase of your new home can be a bumpy one with time-consuming potholes, as well as boulders of emotion and stress. Navigating these is much easier when you have a team with you – your family, your friends, and experienced real estate professionals who have passed this road many times before. However, you can make best use of your real estate agent's skills by doing your groundwork first. Check out resources, tips and advice for getting ready to buy your first home.
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  • Resources for Renters

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    Under construction.
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My First Home Place

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Welcome to our website for first time home buyers and renters. At some point in life, most folks will rent their first place they call home, whether it is a house, townhome, apartment or condominium. Others may be making the move from renting to owning his or her first home. And, some may skip renting and step immediately into buying a home. What all three of these share in common is that they are embarking on another “first” in their lives.

Maybe you are just out of school and looking for your first place. Or, perhaps, you are newlyweds and are looking for your first home together. Possibly you are changing careers or adding to the family and now is the time to think about owning your first home. Whatever the reason, you will want to check out these topics on our website:

  • Renting your first home – what to expect
  • Buying your first home  
  • Home opportunities – finding your first home
  • Home ownership – getting the most out of your investment
  • Home style – making your first place uniquely yours
  • Financial tools and tips
  • Breaking news in starter housing
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Finding the Best Home for You

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Most folks want a place they can call home. There is a challenge to finding the best home to suit your lifestyle, means and taste that can be fun when you have the right resources at your fingertips, along with a place to visit for advice when needed.  Let this website be your starting point and ongoing reference library as you go through the process of finding your new place.

The first step toward finding the best home for you is to answer three questions:

  1. How much can I afford to pay?
  2. Is it better for me to rent or own a home?
  3. What makes a home the best home for me?

Once you answer these, you are ready to start on the step #2:  Do your homework!  With today’s internet, most of the house hunting course of action is done well in advance of finding a Realtor® to buy or rent a home. Whether you’re looking to be a home owner or a renter, you will benefit by knowing what will be needed in getting you into your new place. This website has the essential information for making your best choice.

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Own Our First Home

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There is more to buying your first home than financing it, although the mortgage loan is a big player in buying real estate and mortgage lenders will tend to focus on this. It takes more. It calls for a coordinated team and a smooth process to enjoy finding your home, buying your home and living in it.

The house hunting process alone involves:

  • Deciding a budget
  • Knowing how much home you can afford
  • Finding the right house
  • Deciding what to offer and making that offer
  • Negotiating the sales price and terms
  • Home inspection
  • Closing the purchase of your home

Yet, all this is worth it to own your first house – what could be your first asset in building wealth through home ownership. Our goal is to provide information, research, tips and advice about all these home buying issues. Check back often.  We will continue to add updates as we share valuable experience and knowledge we’ve gained through decades of serving first time home buyers. We’ve opened doors of opportunity to buyers since 1981. Let us help you own your first home.

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Neighborhoods

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Often the primary, number-one rule in real estate is overlooked during the excitement and emotion of looking for a home. First time buyers are not the only ones to get so tuned in to the bells and whistles that a home offers, that they fail to remember a long time saying “Location. Location. Location.” Even experienced real estate investors can get swept up in snagging what looks to be a once-in-a-lifetime home purchase, and forget to assess the immediate surroundings of the home and check out the neighborhood it is in. Location is just that – it is where the house is settled and odds are flaws in the location are going to be costly to correct, if not impossible. A home can be comparable to another yet be worth more or worth less based soley on its location. You won’t want to forget this when shopping. The best way to keep a cool head when looking at properties is to study your communities, have a check list with you and work with a neighborhood expert – your real estate agent.

Home Opportunities in Northwest Florida – Coming Soon!  

  • Property search
  • Know your neighborhoods
  • Below market home opportunities
  • “Live In – Rent Out”
  • Foreclosure & short sales
  • “As Is” - buying a fixer upper
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